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Helping You Seek Compensation For Property Damage After A Rental Car Accident

After any car accident — from a minor fender bender to a major crash — one of the first questions is: How am I going to get around? What do I do about fixing or replacing my car?

At the Knox Law Center, a preeminent North Carolina law firm with offices in Charlotte and Denver, we help all car accident clients resolve issues relating to property damage and obtaining use of a rental car for immediate transportation needs. We do not charge our clients for this service.

Without help from an experienced car accident lawyer, you may find yourself facing unnecessary delay in the process of getting reimbursed for property damage after a car accident.

When we work with clients who have been accident victims, some of the first actions we take are aimed at securing compensation for property damage and a rental car. Issues we handle include:

  • Buying A New Car: North Carolina law only requires insurance companies to reimburse a policyholder for the fair market value of a totaled car, not what the owner may actually owe. In such situations, we negotiate with the car loan company to do what is called a “substitution of collateral.” We attempt to get the lender to take the first car off the loan and put the second car on the loan, so that the car owner still only has one car payment. This saves our clients the inconvenience of dealing with two car loans, and it is tremendous help to clients in difficult economic circumstances who would perhaps not qualify for new car loans to replace totaled vehicles.

Extra Insurance When You Rent A Car: Often, a rental car company will try to sell you extra collision insurance coverage when pick you up the rental car. If you have collision coverage on your own car insurance policy, you do not need to buy extra coverage. Ask your lawyer if you have questions about whether your coverage is adequate during the period of time you are renting a car.

  • Securing A Rental Car: Insurance companies usually refuse to provide funds for a rental car until the company has conducted its own investigation into the accident. Often, individuals have difficulty getting copies of the necessary accident reports from law enforcement offices. Depending on the circumstances, we may advise a clients to use a personal credit card to rent a vehicle, which cost will be reimbursed by the insurance company. Another problem arises when an insurance company pays for a rental car for a vaguely defined period of time, like “a reasonable time.” Sometimes, that period of time is only five days. Five days is rarely enough time to organize purchase of a new vehicle. Our lawyers negotiate with the insurance company to extend the length of time for which it will cover the necessary expense of a rental car.

After A Car Accident, Get Help From The Knox Law Center

Immediately after a car accident, you can benefit from advice about your legal rights regarding compensation for property damage and your right to compensation for a rental car.

For a free consultation with an attorney about your case, please call or use our online contact form to get in touch. We represent clients throughout North Carolina in communities including Greensboro, Raleigh, Durham, Cornelius and Chapel Hill.


Mar 21, 2020
by Ben Robinson on Knox Law Center
Excellent services provided.

Attorney Frances Knox helped my family in providing much needed legal documents. She was very prompt, knowledgeable and went well out of her way to help us. She provided excellent legal services and was very congenial and easy to work with throughout the process. I highly recommend her as an attorney.

Feb 15, 2020
by Happy Client on Knox Law Center
The Actual Best.

You can get know better than this firm. No doubt about them being at the top lawyers nation wide. If you are in the Charlotte area you cannot get better. After being turned down by other firms Ms. Knox took the case and came back as a winner. Those guys who have their adds on the trains and bus here could not even stand in the same room with these attorneys. They make sure you are comfortable mentally and physically. Just let them do their job and they will get the job done. The best yes they are and that is a fact. Thank you Ms. Knox for being the person you are. Even when i lost faith in the case you held fast. Thank you over and over. Happy client.

Jan 13, 2020
by Philip M. on Knox Law Center
Eddie Knox has probably forgotten more about the law then most people will ever learn!

Eddie Knox is a local legend and has probably forgotten more about the law then most people will ever learn.

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